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Republic E-Pay

Accept online payments — no website required

E-COMMERCE SOLUTION

Republic E-Pay

Online payment gateway for Trinidad & Tobago businesses. Accept online credit and debit card payments—with or without a website. Simple, secure digital payment processing for companies of all sizes.

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Key Benefits

Accept Payments Without a Website

Accept online credit card payments even without a website — use payment links and hosted checkout.

Setup in 4 Business Days

Get your e-commerce solution live in as little as 4 business days with our streamlined onboarding.

For all business sizes

From sole traders to large corporates — Republic E-Pay scales to fit your business needs.

Affordable Tiered Packages

Choose from affordable tiered packages with low monthly payments designed for every budget.

Industry-leading fraud management

Industry-leading fraud management services with 3D Secure authentication for every transaction.

Accept major cards

Process Visa, Mastercard, and international Visa Debit safely with 3D Secure.

Chargeback Management

Proactive chargeback management services to help you contain losses and protect revenue.

48 hour settlement

Receive reimbursement for all settled payments within 48 hours directly to your account.

How It Works

01

Submit Application

Submit your electronic application online or download the application form.

02

Assessment & Agreement

After successful assessment, review and sign the Merchant Agreement.

03

Select Package

Choose a tiered payment package or engage a website developer for integration.

04

Go Live

Integration complete — start accepting online payments from customers worldwide.

PAYMENT OPTIONS

Accept All Major Card Networks

Process credit and debit card transactions securely online with support for the world's most trusted payment networks.

  • Visa credit & debit cards
  • Mastercard credit & debit cards
  • International Visa Debit Cards
  • Secure online transaction processing
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SMART DASHBOARD

Real-Time Access From Anywhere

Monitor your transactions, manage invoices, and track your business performance — all from a single, intuitive dashboard accessible from any device.

  • Secure real-time access from any device, anywhere in the world
  • Payment reminders and recurring billing
  • Inventory management built-in
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WEB STORE

Launch Your Online Store in Minutes

Create a modern online storefront with just a few clicks — no web development expertise required. Lower your overhead costs and start selling immediately.

  • Create an online store with just a few clicks
  • Payment Button integration for any webpage
  • Mobile-optimized checkout experience
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FRAUD & SECURITY

Enterprise-Grade Protection

Every transaction is protected by industry-leading security standards. Our multi-layered approach keeps you and your customers safe.

  • 3D Secure merchant status for all transactions
  • Advanced transaction monitoring & alerting
  • PCI-compliant processing infrastructure
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Affordable Tiered Packages

Choose the plan that fits your business — all packages include access to Republic E-Pay's full payment platform.

Basic

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for pricing details

  • Hosted payment page
  • Payment links & invoicing
  • 3D Secure authentication
  • Basic transaction reporting
  • Email settlement notifications
  • Standard support
MOST POPULAR

Standard

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for pricing details

  • Everything in Basic, plus:
  • Web store builder
  • Payment Button integration
  • Recurring billing
  • Dedicated service representative
  • Priority support

Premium

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for pricing details

  • Everything in Standard, plus:
  • Full API integration support
  • Custom checkout branding
  • Advanced fraud analytics
  • Chargeback management suite
  • Dedicated account manager

Frequently Asked Questions

Get answers to the most common questions about Republic E-Pay.

What is E-Commerce?

E-Commerce refers to the buying and selling of goods and/or services over an electronic system such as the internet. It allows businesses to reach customers locally, regionally and internationally without the need for a physical storefront.

What are the advantages of E-Commerce?

24/7/365 access to your business — your store never closes. Access to local, regional and international customers. Lower overhead costs compared to traditional retail. Streamlined payment collection and reconciliation.

What is a Payment Gateway?

A payment gateway partner provides all parties with the ability to process transactions in a safe and secure manner aligned with card industry standards. It acts as the bridge between your online store and the financial institutions that process the payments.

Why choose Republic E-Pay?

Robust, safe and secure payment solution backed by Republic Bank. Highly customized solutions tailored to your business needs. Full digital onboarding — apply and get started online. Competitive pricing with flexible tiered packages.

When will I receive my funds?

Once you submit transactions for settlement, your Republic Bank account will be credited within 48 hours. Settlement is processed automatically through the payment gateway.

How do I reconcile my transactions?

The payment gateway provides an Online Reconciliation application where you can view and export all transaction data. Additionally, Republic Bank issues a daily email with settlement and charge details for your records.

Who handles support issues?

Reconciliation & settlement queries: Republic Bank Merchant Services Unit — 625-4411. Payment gateway & checkout issues: E-Commerce Team — ecommerce@rfhl.com

Contact a Representative

Reach out to your regional marketing representative to get started.

Ready to Start Accepting Online Payments?

Apply online or contact our E-Commerce team to get started in as little as 4 working days.

Endcash

Turn your smartphone into a contactless payment device. Scan. Pay. Done.

Merchant Services

Accept POS payments from Visa, Mastercard, AMEX, and debit cards in-store.

Republic ACH

Process bulk payments — payroll, pensions, dividends — efficiently and securely.