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Credit Cards

Rewards, cashback and everyday value

CREDIT CARDS

Rewards that fit the way you live

Cashback, travel rewards and everyday value — with up to 50 days interest-free credit and security you can rely on, at home and abroad.

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FULL LINEUP

Compare our credit cards

See the full fee breakdown at a glance.

Everyday
Annual fee

International Visa Classic

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Everyday
Annual fee

International Mastercard Classic

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Rewards
Annual fee

International Visa Gold

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Rewards
Annual fee

International Visa Platinum

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Rewards
Annual fee

International Mastercard Platinum

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Premium
Annual fee

International Visa Signature

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Travel
Annual fee

AAdvantage Mastercard Standard

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Travel
Annual fee

AAdvantage Mastercard Gold

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Premium
Annual fee

AAdvantage Visa Infinite

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Rewards
Annual fee

PriceSmart Visa Platinum

US$25.75

Co-applicant Fee

US$23.00

Replacement Fee

US$5.75

Important Disclosures

* Replacement and Co-applicant fees are billed at occurrence. Annual fees are automatically charged during the anniversary month of card issuance. Terms, conditions, and credit approval apply.

PRICING

Rates and fees

Clear rates and fees for all our credit cards

Fee DescriptionAmount / Rate
Interest Rate
Charged monthly on outstanding balances not paid in full by the due date.
2% per month
Over-Limit Fee
5% of the amount in excess. Not applicable to the International Visa Signature Credit Card.
Minimum US$12.00
Past Due Fee
3.2% of the minimum payment due.
Minimum US$10.00 / TT$68.00
Cash Advance Fee
3.5% on the advance obtained.
Minimum US$5.00 / TT$25.00
No interest if paid in full
No interest is payable if the outstanding balance is paid in full by the due date for two consecutive billing statements.
$0.00
* Rates and fees are effective as of the current billing cycle and may be adjusted by the bank at any time.

ALL-IN-ONE SOLUTION

Our 3-in-1 Business Banking Package

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Everyday

Best for everyday spending

Simple cash back and air miles
Up to 50 days interest-free credit
Low fees and easy everyday use
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Rewards Plus

Earn more with added protection

Higher cash back and air miles
Insurance and travel protection
Extra rewards, travel perks and exclusive offers
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Premium travelers

Maximise your air miles

Faster air miles on spend and travel
Premium travel upgrades and benefits
Global access with priority service

EVERY CARD INCLUDES

Benefits that come as standard

Rewards on every purchase

Earn cash back or miles automatically on what you already spend.

Up to 50 days interest-free

Pay no interest on purchases when you clear your balance in full.

Worldwide acceptance

Use your card at millions of locations and online, in any currency.

Advanced security

24/7 fraud monitoring, instant card lock and chip-and-PIN protection.

Ready to apply for your card?

Apply online in minutes — most decisions are instant for existing customers.