Commercial Accounts
A smarter way to manage your business finances.
Transact Business with Ease
A smarter way to manage your business finances with flexible, convenient account solutions. Open with as low as $1.00.
WHY CHOOSE THIS ACCOUNT
Why Choose This Account?
Easy Business Transactions
Manage daily transactions efficiently with flexible deposit and withdrawal options.
Online Banking Access
Free Corporate Online Banking for 24/7 control over your business finances.
Secure Cash Handling
Night safe service available for safe, after-hours cash deposits.
Built for Business Growth
Designed to support businesses of all sizes, from sole traders to corporations.
ALL-IN-ONE SOLUTION
Our 3-in-1 Business Banking Package
Commercial Chequing Account
Manage daily transactions with flexible deposits and withdrawals.
Free Corporate Online Banking
24/7 access to manage payments, transfers, and account monitoring online.
Free Night Safe Service
Secure deposit cash after business hours using our safe after-hours deposit service.
PRICING
Rates and fees
Clear rates and fees for all our credit cards
| Fee Description | Amount / Rate |
|---|---|
Interest Rate Charged monthly on outstanding balances not paid in full by the due date. | 2% per month |
Over-Limit Fee 5% of the amount in excess. Not applicable to the International Visa Signature Credit Card. | Minimum US$12.00 |
Past Due Fee 3.2% of the minimum payment due. | Minimum US$10.00 / TT$68.00 |
Cash Advance Fee 3.5% on the advance obtained. | Minimum US$5.00 / TT$25.00 |
No interest if paid in full No interest is payable if the outstanding balance is paid in full by the due date for two consecutive billing statements. | $0.00 |
APPLICATION
How to Apply
STEP 1
Apply Online
The fastest way to get started.
- Click to apply online (recommended browsers: Safari, Chrome, Firefox, Edge)
- Submit all documentary requirements to your selected branch email
- Visit the branch on your scheduled appointment date (within 4 business days) to sign
STEP 2
Package Delivery
Submit documents and we'll schedule a signing.
- Submit all required business documentation to a branch of your choice
- Receive a scheduled appointment within 4 working days for signing
STEP 3
Branch Visit
Walk in and open your account same-day.
- Visit a branch of your choice with all required business documentation
- Account opened as a walk-in customer (first-come basis)
- All authorised signatories must be present
DOCUMENTATION
What You'll Need to Apply
Sole Traders
Individual business owners operating under their own name or a trade name.
Partnerships
Two or more individuals carrying on business together.
Limited Liability Companies
Registered companies with limited liability status.
NGOs / Associations / Trusts
Non-profit organizations, associations, and trust entities.
External Companies
Foreign companies registered to operate in Trinidad & Tobago.
RESOURCES
Tools & Resources
Financial Templates
Download templates for business plans, cash flow, and financial projections.
Business Tools
Calculators, checklists, and guides to help you manage your finances.
Documentary Requirements
Complete list of documents needed for each business type.
Merchant Solutions
Accept card payments in-store and online with our POS and e-commerce solutions.
Business Loans
Finance your growth with competitive rates and flexible repayment terms.
Trade Finance
Letters of credit, guarantees, and trade solutions for importers and exporters.